Menu

Debit card maestro

5 Comments

debit card maestro

EC-Karte, Girocard, Maestro & Co: Unterschiede schnell und einfach erklärt wurde Electronic Cash durch das neue Debitzahlungssystem „Girocard“ abgelöst . Many translated example sentences containing "Maestro debit card" – German- English dictionary and search engine for German translations. Juni Im Fachjargon wird eine Maestro-Card auch als Debitkarte bezeichnet, da Kartenumsätze — anders als bei einer Kreditkarte — direkt nach. Property insurance Risk insurance Employer liability insurance. If the information is not read, the issuer will decline the transaction, regardless of wta linz disposable amount on the connected account, except in the Asia Pacific region, where manual keyed entry is permitted under some circumstances. The system is organised through a special banking association Currence set online casino cheat software specifically to coordinate access to payment systems in the Netherlands. Visa debit cards are uncommon in Hong Kong. The banks in Angola issue by official regulation only one brand of debit cards: Contractual penalty for use of blocked card, breach of limit or skrill casino not paid in time. Numismatics portal Business and Economics portal. Part of a series on financial services Banking Types of banks. Skip to main content. Grace period Introductory rate Universal default. Responding to allegations of monopoly abuse, it has handed humpdy dumpdy contractual responsibilities to its member banks through who now offer competing contracts. Debit cards may also be used by expatriated workers to send money livestream bayern juve to puebla fc families holding an affiliated debit card.

Debit card maestro - good

Ihre E-Mail-Adresse wird nicht veröffentlicht. Mai bis zum Die Genos in diesem Fall Volksbanken Maestro E u ro or Swiss f ra n c debit card w h ic h enables you to withdraw [ Sie unterscheidet sich von einer klassischen Kreditkarte dadurch, dass Umsätze sofort vom zur Debit Kreditkarte gehörenden Konto abgezogen werden. Wer viel im Ausland unterwegs ist, sollte sich zusätzlich zur Girocard eine Kreditkarte besorgen. In einigen Ländern ist es üblich, Karten des jeweiligen nationalen Debitkartensystems zusätzlich mit Maestro-Funktionalität auszustatten, zu erkennen am zusätzlichen Maestro-Logo auf der Karte. Ihre E-Mail-Adresse wird nicht veröffentlicht. Durch Kooperationen mit der Wirtschaf t sind s eit Ende. VR-Banking-App wird zur Wallet: Maestro ermöglicht es, weltweit an 15 Millionen Akzeptanzstellen bargeldlos zu bezahlen und an 1 Million Geldautomaten Bargeld abzuheben. Bitsler script werden Ihre Auszahlungen grundsätzlich online casino no deposit bonus canada Ihr [ Die Abrechnung der kontaktlosen Transaktionen erfolgt wie gewohnt über Ihr Girokonto. Casino tschechien erfahrungen Blocked Unblock Follow Following. Sie dient in erster Linie dazu, in Geschäften bargeldlos löwen spielautomaten bezahlen oder Bargeld am Geldautomaten abzuheben. Der bisherige Erfolg bestätigt Mastercard. Ihre E-Mail-Adresse wird nicht veröffentlicht.

For further information on the fees relating to cash withdrawal see the price list. To increase safety of funds in your current account, assign smaller limits and choose only essential functions for your card in Internet Bank.

Assign limits pursuant to your need You can assign your debit card daily and monthly user limits - amounts, which prevent making larger transactions during the specified period.

Smaller daily limits than the amount in the account prevent unauthorised persons to get hold of the entire funds of your account, if the card is lost or stolen.

Choose only necessary functions When ordering the card, you can choose the essential functions of the card. If you do not use the bankcard for making purchases on the Internet and abroad, then skip these functions.

If necessary, you can change the card functions at any time in the Internet Bank. Changes will be take effect immediately.

Read more about the debit card conditions. Visa currency exchange rates. Mastercard currency exchange rates.

Please send all questions concerning personal data or contracts from Internet Bank. This way we can identify the author of the question and issue the requested information.

We advise you to examine carefully the terms and conditions of the service before taking out a contract and if necessary, to consult a specialist.

Prior to the conclusion of each financial service agreement, we advise you to examine thoroughly the service conditions and if necessary, consult a bank officer.

Your web browser does not correspond to the requirements needed to visit SEB website. Please change web browser or device that you use for browsing the site.

Ваш браузер не отвечает требованиям, необходимым для посещения сайта SEB. Просим поменять браузер или устройство, при помощи которого вы производите поиск в браузере.

This website uses cookies. By continuing to use this website you are giving consent to cookies being used. Skip to main content. Menu Log in to Internet Bank.

Log in to bank Log in: Log in to bank. Credit cards Credit card with predetermined repayment Credit card with fixed payment Gold credit card Virtual Card Platinum credit card World Elite credit card Secure online purchases.

Accounts and transactions Current account European and internal payment E-invoice Standing payment order Notification service and information request Cross-border payment Account switching SEPA information.

Home loan Home loan Mortgage loan Insurances. Saving for children Growth Portfolio Junior. Log in to Internet Bank.

Trade and supply chain finance. Cards ordered until 9. The debit card contract continues to be in force according to the terms and conditions and price list of debit cards.

Read more about the debit card conditions. Visa currency exchange rates. Mastercard currency exchange rates. Please send all questions concerning personal data or contracts from Internet Bank.

This way we can identify the author of the question and issue the requested information. We advise you to examine carefully the terms and conditions of the service before taking out a contract and if necessary, to consult a specialist.

Prior to the conclusion of each financial service agreement, we advise you to examine thoroughly the service conditions and if necessary, consult a bank officer.

Your web browser does not correspond to the requirements needed to visit SEB website. Please change web browser or device that you use for browsing the site.

Ваш браузер не отвечает требованиям, необходимым для посещения сайта SEB. Просим поменять браузер или устройство, при помощи которого вы производите поиск в браузере.

This website uses cookies. By continuing to use this website you are giving consent to cookies being used. Skip to main content. Menu Log in to Internet Bank.

Log in to bank Log in: Log in to bank. Home Customer programs Startup Package for new business. Collection of payments Accepting card payments Collection of payments on the web Collection of payments with e-invoice.

Financing projects with EU support.

Merchants may also offer cashback facilities to customers, so that a customer can withdraw cash along with their purchase.

Although the four largest bank card issuers American Express , Discover Card , MasterCard , and Visa all offer debit cards, there are many other types of debit card, each accepted only within a particular country or region, for example Switch now: Some debit cards are dual branded with the logo of the former national card as well as Maestro for example, EC cards in Germany, Switch and Solo in the UK, Pinpas cards in the Netherlands, Bancontact cards in Belgium, etc.

The use of a debit card system allows operators to package their product more effectively while monitoring customer spending.

The transaction may be additionally secured with the personal identification number PIN authentication system; some online cards require such authentication for every transaction, essentially becoming enhanced automatic teller machine ATM cards.

One difficulty with using online debit cards is the necessity of an electronic authorization device at the point of sale POS and sometimes also a separate PINpad to enter the PIN, although this is becoming commonplace for all card transactions in many countries.

Overall, the online debit card is generally viewed as superior to the offline debit card because of its more secure authentication system and live status, which alleviates problems with processing lag on transactions that may only issue online debit cards.

Some on-line debit systems are using the normal authentication processes of Internet banking to provide real-time online debit transactions.

In some countries and with some banks and merchant service organizations, a "credit" or offline debit transaction is without cost to the purchaser beyond the face value of the transaction, while a fee may be charged for a "debit" or online debit transaction although it is often absorbed by the retailer.

Smart-card -based electronic purse systems in which value is stored on the card chip, not in an externally recorded account, so that machines accepting the card need no network connectivity are in use throughout Europe since the mids, most notably in Germany Geldkarte , Austria Quick Wertkarte , the Netherlands Chipknip , Belgium Proton , Switzerland CASH and France Moneo , which is usually carried by a debit card.

In Austria and Germany, almost all current bank cards now include electronic purses, whereas the electronic purse has been recently phased out in the Netherlands.

The primary market for prepaid debit cards has traditionally been unbanked people; [3] that is, people who do not use banks or credit unions for their financial transactions.

Advantages of prepaid debit cards include being safer than carrying cash, worldwide functionality due to Visa and MasterCard merchant acceptance, not having to worry about paying a credit card bill or going into debt, the opportunity for anyone over the age of 18 to apply and be accepted without regard to credit quality, and the option to directly deposit paychecks and government benefits onto the card for free.

If a provider has technical issues, the money might not be accessible when you need it. Axiom Prepaid Holdings, LLC offers many different prepaid cards globally to consumers and offers white-label solutions to corporations.

Some of the first companies to enter this market were: These prepaid card companies offer a number of benefits, such as money remittance services, card-to-card transfers, and the ability to apply without a social security number.

In a company called PEX Card launched a corporate expense card service aimed at business users. These cards have been heavily criticized [10] [11] for their higher-than-average fees, including some such as a flat fee added onto every purchase made with the card that similar products offered by Green Dot and American Express do not have.

In , the U. In July , the Association of Government Accountants released a report on government use of prepaid cards, concluding that such programs offer a number of advantages to governments and those who receive payments on a prepaid card rather than by check.

The prepaid card programs benefit payments largely for cost savings they offer and provide easier access to cash for recipients, as well as increased security.

The report also advises that governments should consider replacing any remaining cheque -based payments with prepaid card programs in order to realize substantial savings for taxpayers, as well as benefits for payees.

In January , the UK government introduced fee-free basic bank accounts for all, having a significant impact on the prepaid industry, including the departure of a number of firms.

Consumer protections vary, depending on the network used. Visa and MasterCard, for instance, prohibit minimum and maximum purchase sizes, surcharges, and arbitrary security procedures on the part of merchants.

Merchants are usually charged higher transaction fees for credit transactions, since debit network transactions are less likely to be fraudulent.

This may lead them to "steer" customers to debit transactions. Consumers disputing charges may find it easier to do so with a credit card, since the money will not immediately leave their control.

Fraudulent charges on a debit card can also cause problems with a checking account because the money is withdrawn immediately and may thus result in an overdraft or bounced checks.

In some cases debit card-issuing banks will promptly refund any disputed charges until the matter can be settled, and in some jurisdictions the consumer liability for unauthorized charges is the same for both debit and credit cards.

In some countries, like India and Sweden, the consumer protection is the same regardless of the network used. Some banks set minimum and maximum purchase sizes, mostly for online-only cards.

Any fees that the customers have to pay to the bank are the same regardless of whether the transaction is conducted as a credit or as a debit transaction, so there is no advantage for the customers to choose one transaction mode over another.

Shops may add surcharges to the price of the goods or services in accordance with laws allowing them to do so. Banks consider the purchases as having been made at the moment when the card was swiped, regardless of when the purchase settlement was made.

Regardless of which transaction type was used, the purchase may result in an overdraft because the money is considered to have left the account at the moment of the card swiping.

Debit cards and secured credit cards are popular among college students who have not yet established a credit history. Debit cards may also be used by expatriated workers to send money home to their families holding an affiliated debit card.

The consumer perceives a debit transaction as occurring in real time: However, the previous sentence [ clarification needed ] applies to all kinds of transaction types, at least when using a card issued by a European bank.

This is in contrast to a typical credit card transaction, in which, after a few days delay before the transaction is posted to the account, there is a further period of maybe a month before the consumer makes repayment.

Because of this, in the case of an intentional or unintentional error by the merchant or bank, a debit transaction may cause more serious problems for example, money not accessible; overdrawn account than a credit card transaction for example, credit not accessible; over credit limit.

This is especially true in the United States, where check fraud is a crime in every state, but exceeding your credit limit is not.

Debit cards may also be used on the Internet either with or without using a PIN. Internet transactions may be conducted in either online or offline mode, although shops accepting online-only cards are rare in some countries such as Sweden , while they are common in other countries such as the Netherlands.

For a comparison, PayPal offers the customer to use an online-only Maestro card if the customer enters a Dutch address of residence, but not if the same customer enters a Swedish address of residence.

Internet purchases can be authenticated by the consumer entering their PIN if the merchant has enabled a secure online PIN pad, in which case the transaction is conducted in debit mode.

Otherwise, transactions may be conducted in either credit or debit mode which is sometimes, but not always, indicated on the receipt , and this has nothing to do with whether the transaction was conducted in online or offline mode, since both credit and debit transactions may be conducted in both modes.

In some countries, banks tend to levy a small fee for each debit card transaction. In some countries for example, the UK the merchants bear all the costs and customers are not charged.

There are many people who routinely use debit cards for all transactions, no matter how small. Some small retailers refuse to accept debit cards for small transactions, where paying the transaction fee would absorb the profit margin on the sale, making the transaction uneconomic for the retailer.

The banks in Angola issue by official regulation only one brand of debit cards: Established in by 17 largest Armenian banks.

Debit cards in Australia are called different names depending on the issuing bank: Commonwealth Bank of Australia: Keycard; Westpac Banking Corporation: Handycard; National Australia Bank: Access card; Bendigo Bank: EFTPOS-enabled cards are accepted at almost all swipe terminals able to accept credit cards , regardless of the bank that issued the card, including Maestro cards issued by foreign banks, with most businesses accepting them, with , point of sale terminals.

EFTPOS cards can also be used to deposit and withdraw cash over the counter at Australia Post outlets participating in GiroPost, just as if the transaction was conducted at a bank branch, even if the bank branch is closed.

Electronic transactions in Australia are generally processed via the Telstra Argent and Optus Transact Plus network - which has recently superseded the old Transcend network in the last few years.

Most early keycards were only usable for EFTPOS and at ATM or bank branches, whilst the new debit card system works in the same way as a credit card, except it will only use funds in the specified bank account.

This means that, among other advantages, the new system is suitable for electronic purchases without a delay of two to four days for bank-to-bank money transfers.

Australia operates both electronic credit card transaction authorization and traditional EFTPOS debit card authorization systems, the difference between the two being that EFTPOS transactions are authorized by a personal identification number PIN while credit card transactions can additionally be authorized using a contactless payment mechanism.

If the user fails to enter the correct pin three times, the consequences range from the card being locked out for a minimum hour period, a phone call or trip to the branch to reactivate with a new PIN, the card being cut up by the merchant, or in the case of an ATM, being kept inside the machine, both of which require a new card to be ordered.

Generally credit card transaction costs are borne by the merchant with no fee applied to the end user although a direct consumer surcharge of 0.

However, the regulation of settlement fees also removed the ability of banks, who typically provide merchant services to retailers on behalf of Visa or MasterCard, from stopping those retailers charging extra fees to take payment by credit card instead of cash or EFTPOS.

In Bahrain debit cards are under Benefit , the interbanking network for Bahrain. In , the millionth Brazilian debit card was issued.

Today, the majority of the financial transactions like shopping, etc. In Bulgaria, debit cards are accepted in almost all stores and shops, as well as in most of the hotels and restaurants in the bigger cities.

Smaller restaurants or small shops often accept cash only. All Bulgarian banks can provide debit cards when you open a bank account, for maintenance costs.

Usually, it is free to use debit cards on ATMs owned by the issuing bank are free of charge, and they can also be used on the ATMs of other banks for a small fee times cheaper than using a credit card.

Since being introduced in , IDP has become the most popular payment method in the country. Previously, debit cards have been in use for ABM usage since the late s, with credit unions in Saskatchewan and Alberta introducing the first card-based, networked ATMs beginning in June Debit cards, which could be used anywhere a credit card was accepted, were first introduced in Canada by Saskatchewan Credit Unions in Retailers, many small transaction retailers like coffee shops, resisted offering IDP to promote faster service.

In Canada, the debit card is sometimes referred to as a "bank card". It is a client card issued by a bank that provides access to funds and other bank account transactions, such as transferring funds, checking balances, paying bills, etc.

Since its national launch in , Interac Direct Payment has become so widespread that, as of , more transactions in Canada were completed using debit cards than cash.

Debit cards may be considered similar to stored-value cards in that they represent a finite amount of money owed by the card issuer to the holder.

Interac Online has also been introduced in recent years allowing clients of most major Canadian banks to use their debit cards for online payment with certain merchants as well.

Certain financial institutions also allow their clients to use their debit cards in the United States on the NYCE network.

Consumers in Canada are protected under a voluntary code entered into by all providers of debit card services, The Canadian Code of Practice for Consumer Debit Card Services [19] sometimes called the "Debit Card Code".

Goods may be purchased using this system at most supermarkets, retail stores, pubs and restaurants in major urban centers. Colombia has a system called Redeban-Multicolor and Credibanco Visa which are currently used in at least 23, establishments throughout the country.

The Danish debit card Dankort is ubiquitous in Denmark. It was introduced on 1 September , and despite the initial transactions being paper-based, the Dankort quickly won widespread acceptance.

It is also possible to get a Visa Electron debit card and MasterCard. Checks are no longer used. Prior to European standardization, Finland had a national standard pankkikortti.

Physically, a pankkikortti was the same as an international credit card, and the same card imprinters and slips were used for pankkikortti and credit cards, but the cards were not accepted abroad.

This has now been replaced by the Visa and MasterCard debit card systems, and Finnish cards can be used elsewhere in the European Union and the world.

Signing a payment offline entails incurring debt, thus offline payment is not available to minors. However, online transactions are permitted, and since almost all stores have electronic terminals, today also minors can use debit cards.

Previously, only cash withdrawal from ATMs was available to minors automaattikortti or Visa. Carte Bancaire CB , the national payment scheme, in , had Most CB cards are debit cards, either debit or deferred debit.

Banks in France usually charge annual fees for debit cards despite card payments being very cost efficient for the banks , yet they do not charge personal customers for checkbooks or processing checks despite checks being very costly for the banks.

This imbalance dates from the unilateral introduction in France of Chip and PIN debit cards in the early s, when the cost of this technology was much higher than it is now.

Credit cards of the type found in the United Kingdom and United States are unusual in France and the closest equivalent is the deferred debit card, which operates like a normal debit card, except that all purchase transactions are postponed until the end of the month, thereby giving the customer between 1 and 31 days of "interest-free" [22] credit.

Most France debit cards are branded with the Carte Bleue logo, which assures acceptance throughout France. But more and more merchants accept debit cards for small amounts, due to the massive daily use of debit card nowadays.

Merchants in France do not differentiate between debit and credit cards, and so both have equal acceptance. It is legal in France to set a minimum amount to transactions, but the merchants must display it clearly.

In January , According to French law, [24] banks are liable for any transaction made with a copy of the original card and for any transaction made without a card on the phone or on the Internet , so banks have to pay back any fraudulent transaction to the card holder if the previous criteria are met.

Fighting card fraud is therefore more interesting for banks. As a consequence, French banks websites usually propose an "e-card" service "electronic bank card" , where a new virtual card is created and linked to a physical card.

Such virtual card can be used only once and for the maximum amount given by the card holder. If the virtual card number is intercepted or used to try to get a higher amount than expected, the transaction is blocked.

Debit cards have enjoyed wide acceptance in Germany for years. These are now the only functions of such cards: Processing fees are paid by the businesses, which leads to some business owners refusing debit card payments for sales totalling less than a certain amount, usually 5 or 10 euro.

To avoid the processing fees, many businesses resorted to using direct debit , which is then called electronic direct debit German: Elektronisches Lastschriftverfahren , abbr.

The point-of-sale terminal reads the bank sort code and account number from the card but instead of handling the transaction through the Girocard network it simply prints a form, which the customer signs to authorise the debit note.

However, this method also avoids any verification or payment guarantee provided by the network. Further, customers can return debit notes by notifying their bank without giving a reason.

This means that the beneficiary bears the risk of fraud and illiquidity. Some business mitigate the risk by consulting a proprietary blacklist or by switching to Girocard for higher transaction amounts.

Around , an Electronic Purse Card was introduced, dubbed Geldkarte "money card". It makes use of the smart card chip on the front of the standard issue debit card.

This chip can be charged with up to euro, and is advertised as a means of making medium to very small payments, even down to several euros or cent payments.

The key factor here is that no processing fees are deducted by banks. It did not gain the popularity its inventors had hoped for. However, this could change as this chip is now used as means of age verification at cigarette vending machines, which has been mandatory since January Furthermore, some payment discounts are being offered e.

The "Geldkarte" payment lacks all security measures, since it does not require the user to enter a PIN or sign a sales slip: Debit card usage surged in Greece after the introduction of Capital Controls in EPS is a Hong Kong only system and is widely accepted in merchants and government departments.

However, as UnionPay cards are accepted more widely overseas, consumers can use the UnionPay functionality of the bank card to make purchases directly from the bank account.

Visa debit cards are uncommon in Hong Kong. Debit cards usage in Hong Kong is relatively low, as the credit card penetration rate is high in Hong Kong.

In Q1 , there are near 20 million credit cards in circulation, about 3 times the adult population. There are thousand transaction made by credit cards but only thousand transactions made by debit cards.

In Hungary debit cards are far more common and popular than credit cards. After the demonetization by current government there has been a surge in cashless transactions, so nowadays you could find card acceptance in most places.

The debit card was mostly used for ATM transactions. RBI has announced that fees are not justified so transactions have no processing fees.

The debit card transactions are routed through Rupay mostly ,Visa or MasterCard networks in India and overseas rather than directly via the issuing bank.

These can be used anywhere the Visa logo is seen and in much the same way as a credit card. MasterCard debit is also used by a small minority of institutions and operates in a very similar manner.

Irish debit cards are normally multi-functional and combine ATM card facilities. The cards are also sometimes used for authenticating transactions together with a card reader for 2-factor authentication on online banking.

Three consecutive contactless transactions are allowed, after which, the card software will refuse contactless transactions until a standard Chip and PIN transaction has been completed and the counter resets.

The cards are usually processed online, but some cards can also be processed offline depending on the rules applied by the card issuer. These may be disposable or reloadable and are usually either Visa or MasterCard branded.

Laser was launched by the Irish banks in as an extension of the existing ATM and Cheque guarantee card systems that had existed for many years.

Their functionality was similar to the British Switch card. They could also be used in cardholder-not-present transactions over the phone, by mail or on the internet or for processing recurring payments.

This service allowed retailers to reduce volumes of cash in tills and allowed consumers to avoid having to use ATMs.

In , some banks issued customers with Lasers cards that were cobranded with Maestro. Maestro logo used from October 6, until July 14, Retrieved 6 April Interbank networks by region.

Credit , charge and debit cards. Cash advance Charge-off Maxed out. Grace period Introductory rate Universal default.

Card not present transaction Chargeback Controlled payment number Dispute. Card security code Chargeback fraud Credit card fraud Credit card hijacking.

Companies portal Economy portal Electronics portal Computer security portal. Retrieved from " https: Debit cards Debit card issuer associations.

CS1 Dutch-language sources nl.

card maestro debit - apologise

Januar bis zum Dieser Vergleich stellt keinen kompletten Marktüberblick dar. Auf dem Kontoauszug sind alle Kontobewegungen aufgelistet — auch die Zahlungen mit der Debitkarte als kontaktlose girocard. Definitiv die Girocard der Zukunft! T h e Maestro card i s t he most impor ta n t debit card i n L iechtenstein [ Jetzt kostenloses Girokonto finden und direkt online eröffnen. Stattdessen werden Ihre Auszahlungen grundsätzlich in Ihr [ Die Sofortumrechnung in Euro wird auch beim Bezahlen an ausländischen Ladenkassen angeboten. Wer eine Bankkarte mit der Girogo-Funktion besitzt, kann Beträge bis 25 Euro schnell und einfach kontaktlos bezahlen. Hier muss man zu einer Kreditkarte von Visa oder MasterCard greifen. Sie kann dann nicht an einem Imprinter Ritsch-Ratsch eingesetzt werden. Durch Kooperationen mit der Wirtschaf t sind s eit Ende [ Maestro i st ein e glo bale online Lösung für D ebitkarten [ Abgerechnet wird wie gewohnt über Ihr Girokonto. Zur kostenlosen N26 MasterCard. It should not be summed up with the orange entries The translation is wrong or of bad quality. Ihre girocard Debitkarte ist da! Aber Achtung, eine Maestro-Akzeptanz reicht hier nicht aus, damit die Debit-Mastercard eingesetzt werden kann. Das Ziel von Mastercard ist es wahrscheinlich aber, nicht die eigenen Produkte zu kannibalisieren. Durch Nutzung von www. The wrong words are highlighted. Mit diesen Daten kann ein Betrüger grundsätzlich nicht viel anfangen, denn es können keine funktionsfähigen Kartendubletten erstellt und keine Rückschlüsse auf die Kontoverbindung gezogen werden.

5 thought on “Debit card maestro”

  1. Nira says:

    Sie irren sich. Schreiben Sie mir in PM.

  2. Gojind says:

    Dieser topic ist einfach unvergleichlich:) Mir ist es interessant.

  3. Douzilkree says:

    Sie sind nicht recht. Ich biete es an, zu besprechen. Schreiben Sie mir in PM.

  4. Shakajora says:

    Es ist leichter, zu sagen, als, zu machen.

  5. Gukinos says:

    Ich tue Abbitte, dass ich Sie unterbreche.

Hinterlasse eine Antwort

Deine E-Mail-Adresse wird nicht veröffentlicht. Erforderliche Felder sind markiert *